Terms And Conditions
Effective Date: 20th June 2025
Last Updated: 30th December 2025
Welcome to TexedPay! These Terms and Conditions ("Terms") govern your access to and use of the TexedPay website, mobile application, and related services (collectively, the "Services"), operated by TexedPay Inc. ("TexedPay", "we", "our", or "us").
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.
---
1. *Eligibility*
You must be at least 18 years old (or the legal age of majority in your jurisdiction) to use TexedPay. By using the Services, you represent and warrant that you have the legal capacity to enter into these Terms.
---
2. *Account Registration*
- To access most features, you must create an account.
- You agree to provide accurate, complete, and current information.
- You are responsible for maintaining the confidentiality of your account credentials.
- You agree to notify us immediately of any unauthorized use of your account.
3. *Services Provided*
TexedPay provides digital financial solutions, including but not limited to:
- Virtual visa card creation
- Wallet services
- Airtime top up
- Merchant integrations
We reserve the right to modify or discontinue Services at any time without notice.
---
4. *Fees and Payments*
- Certain Services may incur fees, which will be disclosed before you incur them.
- You authorize TexedPay to charge your selected payment method for applicable fees.
- All transactions are final unless otherwise stated.
---
5. *Acceptable Use*
You agree not to use the Services:
- For any unlawful, fraudulent, or abusive purposes
- To violate any applicable laws or regulations
- To infringe on intellectual property or proprietary rights
- To transmit harmful code or disrupt systems
---
6. *Compliance and Verification*
TexedPay may require identity verification (KYC) and/or perform due diligence (AML compliance) as per applicable regulations. You agree to cooperate and provide any requested documentation.
---
7. *Intellectual Property*
All content, trademarks, software, and intellectual property on the Services are the property of TexedPay or its licensors. You may not copy, reproduce, modify, or distribute any part of the Services without our prior written consent.
8. *Third-Party Services*
The Services may contain links to third-party services or platforms. TexedPay is not responsible for the content, terms, or privacy practices of such third parties.
---
9. *Limitation of Liability*
To the maximum extent permitted by law, TexedPay shall not be liable for any:
- Indirect, incidental, special, or consequential damages
- Loss of profits or data
- Unauthorized access to or use of your information
Our liability in any case shall not exceed the amount paid by you in the past 6 months.
---
10. *Disclaimer of Warranties*
The Services are provided "as is" and "as available." We do not guarantee that the Services will be uninterrupted, error-free, or secure.
---
11. *Indemnification*
You agree to indemnify and hold TexedPay, its affiliates, and their officers, employees, and agents harmless from any claims, losses, liabilities, or expenses arising from your use of the Services or violation of these Terms.
---
12. *Termination*
TexedPay may suspend or terminate your account or access at any time, with or without notice, for violations of these Terms or for any reason at our discretion.
You may terminate your account by contacting support.
13. *Changes to Terms*
We may update these Terms from time to time. Changes will be posted on this page with an updated date. Continued use of the Services after changes constitutes acceptance of the revised Terms.
---
